A walkthrough

Your first hand

What actually happens, from walking up to the table to walking away. No maths in this piece beyond one line you can memorise in the taxi.

Most people who have never played are not worried about the odds. They are worried about looking like they have never played - holding the table up, touching something they should not, being asked a question they cannot answer. That is the actual barrier, so this is the actual walkthrough.

Three Card Poker is the easiest game on the floor to play correctly, and it is genuinely fine to sit down knowing nothing but the line in the box below. Everything else here is so that nothing surprises you.

Play queen–six–four or better.
Fold everything below it.

That is the entire strategy. If you remember nothing else, remember “play any queen” — it is within a rounding error of perfect.

How to tell whether you have it

This is the bit nobody explains, and without it the line above is unusable. You compare card by card, highest first. Put your three cards in order and hold them against queen–six–four in the same order.

  • Any pair or better plays. So does any ace or any king - whatever is behind it.
  • Jack high or lower folds, every time.
  • Queen high? Look at your second card. Above a six, play. Below a six, fold. If it is a six, the third card decides against the four.

So Q–8–2 plays, because the eight beats the six and the two is never looked at. Q–6–3 folds, by one rank on the last card. Those two lines settle every hand except the queens, and queens are the only place the third card ever matters.

If you are not sure, ask the dealer

Say so. Dealers are asked this constantly and are generally happy to answer. They will explain the rules, tell you the minimum, tell you what the pay tables are, tell you whether there is a charge per hand, and show you where your bet goes. Ask them to slow down and they will.

The one thing they usually cannot tell you is whether to play or fold - most houses do not permit it. That is the only question they will decline, and it is the one you already have the answer to.

Nobody at a table minds a new player who says they are new. What tables mind is somebody guessing in silence and holding everybody up. Say it once at the start and the rest of the evening is easier.

Before you sit: read the sign

There is a small printed panel on the layout showing what the side bet pays. Look at the second number in the row. A flush paying 4 costs you about a third of what a flush paying 3 costs. Same game, same dealer, one digit different, and it is the biggest free decision of your evening.

Also check there is an ante bonus panel, and ask the dealer whether the table charges a fee per hand. Three things, under a minute, and you never have to do it again at that table.

Sit down and buy in

Take any open seat. You do not need to wait for a hand to finish to sit, though you will usually wait for the current hand to be settled before your money is changed.

The one thing everybody gets wrong Do not hand your cash to the dealer. They are generally not allowed to take it from your hand. Put the notes flat on the layout in front of you and let go.

The dealer will spread the money out, call the amount aloud so the cameras and the pit hear it, and push chips back to you. The theatre is the point: it is a witness statement, not showmanship.

If you want to say something “Change, please.” That is all. If you are putting money down as a bet rather than to be changed, say “bet” instead — those are two very different things and saying which saves any confusion.

Place your ante

There are three or four circles in front of you. The middle one is the ante and it is the only one you have to use. Put a chip on it.

The others are side bets and they are optional. Pair Plus pays if your own three cards are a pair or better, whatever the dealer has. 6 Card Bonus and the progressive are the others. You can ignore all of them and play a perfectly ordinary game.

A habit worth not forming Most people put the same amount on the side bet as on the ante, purely because the circles are the same size. On a poor sign that roughly doubles what the hand costs you. If you want the side bet, bet it small.

The dealer calls the bets closed

You will hear “last call for bets”, then “no more bets”. After that second call, hands off your chips. This is the one piece of etiquette that is genuinely serious rather than fussy: reaching into a wager after the cards are out is what cheats do, and the dealer has to treat it that way.

Your cards arrive

Three cards each, face down, and three for the dealer. Now:

Pick them up with one hand. Not two. Two hands lets somebody swap a card, so one hand is the rule almost everywhere and dealers enforce it without much patience.

Keep them over the table. Cards that leave the felt have left the game.

Do not show anyone. Not your neighbour, not your partner standing behind you. It is information about the deck and it is not yours to give away.

Look at them however you like. Turning them over slowly is called the squeeze, it changes nothing at all mathematically, and it is most of why people enjoy this game.

The only decision you make

You either match your ante with a second bet — the play wager, always exactly the same size — or you fold and give up the ante.

Play queen–six–four or better. In practice: if you have a queen or anything better, play. If your highest card is a jack or lower, fold.

Put the play chips on the play circle, or slide your cards forward face down to fold. Nobody needs you to announce it.

If you are not sure Ask the dealer to confirm the mechanics — “does the play bet have to match my ante?” is a perfectly normal question. Do not ask them whether to play the hand. They are not allowed to tell you, and it puts them in an awkward spot on camera.

The dealer turns over

Here is the part that catches people out, and it is the best rule in the game.

The dealer needs queen high or better to qualify. If he does not have it, your ante is paid at even money and your play bet is simply handed back — your cards never get compared at all. That happens on roughly three hands in ten.

If he does qualify, the better hand wins both bets. And a straight beats a flush in this game, which is the opposite of five-card poker. Three cards make straights rarer than flushes, so the ranking flips.

Settling, and the next hand

The dealer works around the table one player at a time, saying what is happening as they go. Wait for your own box to be settled before you touch anything.

If you made a straight or better you also get an ante bonus, paid whether you won the hand or lost it. That one is easy to miss, so if you had a straight and nothing extra came, say so.

Then the chips are cleared and it starts again. About forty hands an hour.

Tipping, if you want to

Dealers are paid badly and tips are most of the income, so it is normal and it is appreciated. It is also entirely your call and nobody will comment either way.

The neat way is to place a bet for the dealer rather than hand over a chip — put a small chip next to your own ante and say it is for them. If it wins they get paid double, and it costs you far less than simply giving the chip away.

Leaving

Stand up whenever you like. There is no obligation to finish a shoe, wait for a hand, or announce anything.

What to say “Colour me up, please.” The dealer swaps your small chips for larger ones and counts them out loud. Take those to the cashier — the cage — to turn them back into money. Chips are not cash at the bar.

The things people are actually worried about

Will I hold everyone up?

No. Your whole decision is one thing with two options and you will have several seconds while the dealer works round the table. This is a much faster, simpler game than blackjack from the player’s side.

What if I do something wrong?

The dealer will tell you, plainly and without drama, and then the hand carries on. They do this several hundred times an hour and a new player who is paying attention is the easiest part of their shift.

How much money do I need?

Honestly? About fifty times the table minimum to play a full evening without running out — so $250 at a $5 table. You can sit down with less and you should expect a shorter night. And count it against everything you put out per hand, not just the ante.

Can I win?

On any given evening, often. Play for an hour and you have better than a two-in-five chance of walking away in front. Over years, no — the house edge is real and it does not stop. That is worth knowing going in, because it is the difference between an evening out and a plan.

Do I need to know the maths?

Not to play. Play any queen and you are within a rounding error of perfect, and you can learn that in the time it takes to walk to the table. The maths is for deciding which table and how long, which is where the real money is.

Rehearse it first, for nothing

The Simulator deals a real, honest game in your browser — no account, no money, nothing to install. Sit at a table, get the sequence into your hands, and turn the advisor on so it tells you the right answer while you learn it.

♠ Play the free Simulator

Where to go next

If you want the one page that fits in a wallet, the strategy card is a free PDF — the whole rule, the three checks before you sit down, and what an hour costs.

If you want to know why queen–six–four, why a straight beats a flush, and what every table on the floor really costs, that is the book. There is a sample chapter here.